4 KEY REASONS WHY YOU SHOULD HAVE A WILL: 1. A valid will ensures that your assets are distributed in the way you wish. 2. Your death is likely to be a stressful and emotional time for your loved ones. Having a valid will in place gives them one less thing to have to worry about. 3. Even the closest-knit families can argue when it comes to financial issues. A detailed will helps ensure that there are no disputes regarding how your wealth is distributed. 4. Having a valid will in place can potentially reduce the amount of IHT payable by your heirs on your death.